Low Interest Personal Loan

• Free Consultation

• No Need Deposit

• No Need Guarantor

• Fast Approval

• Low Easy Monthly Repayment

• Penang ( Yg Mentalap / Working di Penang)

• Licenced Money Lender‎

RM1000 - RM5000

Minimum period for repayment

3 months

Minimum period for repayment

12 months

RM5000 - RM30000

Minimum period for repayment

3 months

Minimum period for repayment

24 months

RM30000 - RM100000

Minimum period for repayment

3 months

Minimum period for repayment

36 months


Terms of application

1. 18 years and older

2. Government staff

3. Factory Workers

4. Private Staff

5. Pensions

6. Epf / Socso

7. Bank salary

Document needed

1. Passport Photo

2. Photocopy IC 

3. Address of your Property (Utilities Bill) 

4. Latest Three Months Income/Salaries Slips

5. Latest Three Months Bank Statements 

6. KWSP Statements (EPF)


( Including all application fee )

Maximum Annual Percentage Rate (APR) : 18%

* Sample reference only


How We Work

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Step 1

Apply Online

Fill up the form and our friendly consultant would contact you via phone or WhatsApp.

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Step 2

Call for Interview

Arrange to meet up for interview and submit income & requested documents. Chooose the interest rate and schedule plan that you like best. No Need to Pay Any Fees on this moment 

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Step 3

Wait For Approval

We process your loan application within 2 Hours, all done in person.

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Step 4

Get Cash


You can expect your funds inside your bank account within 30 Minutes once your loan is approved.



• Blacklisted, Ccris & CTOS Acceptable

• No Guarantor

• Easy Online Application

• Fast Approval

• Flexible Installment Plan up to 36 months

• No Minimum Income Needed

• Low Interest Rate

• High Commission for Introducer

• Maximum unsecure Loan Amount up to RM100k


About US

Pinjaman Loan is a licensed financial loan company with our offices in Penang. Our aim is to assist our clients pertaining to their financial needs in an effective and prompt manner. We are operating legaly under the ACT of “Pemberi Pinjaman 1951″. By owning the licence, We are able to offer you a more flexible scheme with easy repayment back to us within your ability in terms of individual.

We are always on the forefront in providing loan services to clients from all walks of life. Our company is legally operating our business service under the ACT of “Pemberi Pinjaman 1951.” We are a renowned loan company Malaysia with our offices in Penang, Malaysia.

Over the years of our establishment, our company has been offering various types of loans such as personal loan, pinjaman peribadi swasta, fast loan, retirement loan, SOCCO loan, government loan and many other loan plans available. Due to the needs and requirements of clients, we deliver our loan plans in a fast and efficient manner.

Our loan plans are created to meet with different individuals’ requirements such as loan for home improvement and renovation, credit card repayment, medical, personal usage, etc. We offer flexible loan schemes with easy repayment and low-interest rates.

We aim to provide loan services to clients who need a quick loan to answer to their financial needs. We would like to serve to clients in times of their financial needs with our efficient and professional services.